UK ratings affirmed; Gard adds CUOs; TMK expands; Helios forecasts improve; P&C shares fall; Trade credit demand surges; Chinese insurers under review; Danny weakens; Lloyd's drone warning; Willis Australia acquires CKA; Lockton's organic growth surges; Advent Insurance expands; Willis appoints construction head; AIG sells out of AerCap; Pacific Life Re gets go-ahead; Hallmark launches property unit; Everest adds casualty leaders; QBE's agg cover; Towergate boosts London market