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The MGA has faced high claims activity on its energy liability book, fuelled by social inflation.
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VUW.ai rebranded from Vi Digital last March.
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The unit will write business from Australia, Canada, the UK and Europe.
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The executive said that the fragmentation of the European market has proved a barrier to entry in the past.
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CEO McManus vows broker “will not be silent” over “unlawful” competitor behaviour.
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The insurer has renewed separate three and five-year arrangements.
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Sources said that the new paper is replacing PartnerRe capacity that was backing the MGA.
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The new European A&H business will be led by Samia Baliad, who joins the company from Axa.
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Transactional risk head Smith has spent the last six years at Acquinex in various senior roles.
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Charlton joins specialist construction MGA from Consort Technical Underwriting Managers.
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The pair have joined from Ryan Specialty Group’s Castel.