For those in that group, it might seem that this year’s challenges are so multi-faceted that they are unprecedented.
Hard market lessons and what has changed from the last turn
![hurricane-irma.jpeg](https://assets.euromoneydigital.com/dims4/default/d4bc3e9/2147483647/strip/true/crop/700x410+0+0/resize/840x492!/quality/90/?url=http%3A%2F%2Feuromoney-brightspot.s3.amazonaws.com%2F84%2F61%2Fee50aa8e4021ae3a240a0348c7fc%2Fhurricane-irma.jpeg)
For those in that group, it might seem that this year’s challenges are so multi-faceted that they are unprecedented.