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Adam Kovac
Published by this author:
Catastrophe losses
SCS insured losses total $42bn so far in 2025: Moody’s
The peril has been historically difficult to model compared to others.
Adam Kovac
,
21 November 2025
Specialty lines
Russia-Ukraine aviation losses behind Fidelis but held lessons: Burrows
After outsized losses, the (re)insurer still sees opportunity in a softening market.
Adam Kovac
,
13 November 2025
MGAs/MGUs
Helix to enter London property market
The MGA began offering US commercial E&S property products in December.
Adam Kovac
,
13 November 2025
Results
Fidelis Insurance posts Q3 CoR of 79%, down 8.4 points YoY on lower cat losses
The reinsurance loss ratio improved by over 20 points with no notable cat losses for the quarter.
Adam Kovac
,
12 November 2025
Results
SiriusPoint stable CoR highlights turnaround: CEO Egan
While attritional losses were up for the quarter, those in the carrier’s core business declined.
Adam Kovac
,
31 October 2025
Results
SiriusPoint Q3 combined ratio rises 1.5 points to 85.9% on higher loss ratio
The company reported no cat losses but saw a jump in attritional losses.
Adam Kovac
,
30 October 2025
Commercial lines
AM Best downgrades Everest outlook following latest reserve charges
The revised outlooks reflect the difficult moment as Everest moves away from retail.
Adam Kovac
,
29 October 2025
Catastrophe losses
Hurricane Melissa strengthens to Category 5 as it nears Jamaica
A US landfall is not expected, but the storm could hit the Bahamas by Friday.
Adam Kovac
,
27 October 2025
Talent
MS Amlin appoints new heads for US, international casualty reinsurance
The appointments are aimed at offering a clearer team structure.
Adam Kovac
,
23 October 2025
Property
Global insurance rates declined 4% in Q3 2025 on property softness: Doyle
Property, cyber and workers’ comp rates were all down mid-single digits, offsetting casualty hardening.
Adam Kovac
,
16 October 2025
Catastrophe losses
Cat losses through Q3 2025 below 10-year average: Gallagher Re
Though wildfire losses are up, total losses are the lowest since 2015.
Adam Kovac
,
15 October 2025
Renewals
Reinsurance rates likely to dip but T&Cs mostly not in play ahead of 1.1: Gallagher Re
As both carriers and reinsurers deal with softening markets, all eyes are on hurricane-prone areas.
Adam Kovac
,
07 October 2025
Claims and losses
Multi-trillion-dollar data center opportunity comes with significant risk
According to McKinsey, the projected spending on data centers is expected to hit $6.7tn by 2030.
Adam Kovac
,
29 September 2025
Markel ‘open and looking for M&A’ post-Markel Re sale: Wilson
There will also be a renewed focus on organic growth, both in P&C and across US and international operations.
Farhin Lilywala
,
16 September 2025
Regulation
Everest’s financial strength, long-term ICR affirmed: AM Best
The affirmations reflect Everest’s strong underwriting diversification.
Adam Kovac
,
12 September 2025
Catastrophe losses
Lack of hurricane activity this season shouldn’t lull insurers: Siffert
Models anticipate a busier second half, particularly in the next few weeks.
Adam Kovac
,
10 September 2025
Specialty lines
Softening specialty reinsurance market could spur demand rise: Guy Carpenter
Despite high profile losses, there’s ample capacity in marine and aviation, while PV has seen healthy profits.
Adam Kovac
,
08 September 2025
Catastrophe losses
Property cat aggregate placement grew 50% in 2025: Aon
Supply for property outstrips demand, but the casualty market is “bifurcated”.
Adam Kovac
,
05 September 2025
Catastrophe losses
Reinsurance market to continue softening in ‘orderly manner:’ Guy Carp’s Rousseau
Despite rate reductions accelerating, the sector-wide combined ratio is set to remain below 90% through 2027.
Adam Kovac
,
03 September 2025
Catastrophe losses
Average annual insured property loss rises to $152bn: Verisk
The data modeling firm said losses previously averaged $132bn annually.
Adam Kovac
,
02 September 2025
Regulation
American Coastal, Typtap, Sutton hit by Florida insurance regulator fines
The violations included not using propertly appointed adjusters and failing to pay claims.
Adam Kovac
,
29 August 2025
Results
Air India incident hits Hamilton’s loss ratio, but didn’t affect reserves: CFO
The company bolstered casualty reserves by $18mn, mostly from discontinued lines.
Adam Kovac
,
07 August 2025
Results
Hamilton Q2 CoR rises 2.4 points to 86.8% on higher losses
Cat losses of $1.5mn, net of reinsurance, were primarily due to severe convective storms.
Adam Kovac
,
06 August 2025
Results
Progressive’s reinsurance coverage reached $2.2bn in Q2 2025
The company also purchased $15mn of SCS parametric coverage.
Adam Kovac
,
05 August 2025
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