Two reasons why it could be worse...
"Mustn't grumble" is the typically stoical Englishman's retort to the universal greeting "how are you?"
The phrase would also serve as a suitable response to the question "how is the global P&C (re)insurance market today?"
For although our lead article recounts in ample detail that we
appear to have entered the "T&C phase" of the soft
market, we should still be able to console ourselves with the
thought that it could be worse.
Soft markets always begin with a whisper...
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