It’s not just rates that are falling...
As the property and casualty (P&C) soft market continues, terms and conditions (T&C) are coming under pressure as underwriters and brokers alike look to maintain base premium volumes.
Investigations by The Insurance Insider have uncovered instances of wider coverage being given by underwriters across many classes, both long and short tail, in the battle to defend books of business.
According to our analysis, the push on T&C was particularly notable at the 1 April renewals - a key date for...
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